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What does the future hold for your personal and business finances? In a fast moving world, you need to be ready to recognise potential risks and embrace opportunities.

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The Government will roll out the plastic bag levy across all businesses in England, under new plans proposed this week.
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Businesses could be forced to pay VAT upfront in cash to HM Revenue & Customs (HMRC) under new rules proposed
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The average earner will need a combined pension pot of around £300,000 to maintain their pre-retirement lifestyle, according to analysis
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